Term-life insurance for freelancers

Ensures a freelancer's next of kin are protected from financial problems.


Term life insurance pays an amount to surviving relatives when a freelancer dies, and falls under the life insurance category. Freelancers can choose the benefit amount and to whom it should be paid.


Term life insurance is there to give next of kin some financial peace of mind when someone dies. The benefit can be spent completely freely by the next of kin, for example to pay for a funeral, as a pot for later, or to cover everyday expenses


Common reasons

What are reasons for taking out term life insurance? Here a few concrete scenarios, in which a survivor’s insurance can help:

– Being able to (continue to) pay the rent or mortgage
– Savings for (the children) later on
– Paying off outstanding debts
– Supplementing income that is now being lost
– Ticking off a special ‘bucket list’ item, such as a trip

Covered yes/no.

Here’s an overview of what is and isn’t covered by term-life insurance.


We believe that insurance has to fit like a glove. Contact our sales team to discuss how we can tailor insurance to your freelancers.

  • Coverage up to the 69th birthday
  • Choice of benefit amounts
  • Covered worldwide
  • Different rate for non-smokers
  • Benefit in case of euthanasia too
  • Death after the insurance has been cancelled
  • Death on or after the freelancer's 69th birthday
  • Fraud or incorrect information during application
  • Death by suicide within 2 years of insurance start

Always a fitting solution for your freelancers.

Every freelancer and platform is different – that’s why Alicia has different insurance solutions. We make sure there’s always one that fits your platform.


Ultra-flexible insurance that truly fits freelancers. Fitting coverage that’s purchased online in less than 4 minutes and active the next day, with the ability to cancel daily.


Discover insurance solutions


The tailor-made, all-in-one solution. Differentiate your platform by ensuring all your freelancers are automatically insured, or enable them to become Alicia members.


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